Effective Date: July 28, 2026

Welcome to the websites operated by HKCUS (“Company,” “we,” “our,” or “us”). By accessing or using our websites, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these Terms, please do not use our websites.

1. Company Information

HKCUS
3350 Players Club Pkwy, #225
Memphis, TN 38125

Email: info@hkcus.com
Phone: (901) 759-1950

2. Acceptance of Terms

By accessing, browsing, or using our websites, you acknowledge that you have read, understood, and agreed to these Terms of Use and our Privacy Policy.

These Terms apply to all visitors, users, and others who access the websites.

3. Website Content

All content on these websites, including but not limited to:

is the property of HKCUS or its licensors and is protected by applicable intellectual property and copyright laws.

You may not reproduce, distribute, modify, republish, transmit, or exploit website content without prior written permission from HKCUS.

4. Permitted Use

You may use our websites only for lawful purposes and in accordance with these Terms.

You agree not to:

5. No Professional or Legal Advice

Information provided on these websites is for general informational purposes only unless expressly stated otherwise.

Nothing on the websites constitutes legal, financial, medical, compliance, or professional advice, and reliance on website information is at your own risk.

You should consult qualified professionals regarding your specific circumstances before making decisions based on website content.

6. Third-Party Links

Our websites may contain links to third-party websites or services for convenience or reference purposes.

HKCUS does not control or endorse third-party websites and is not responsible for their content, accuracy, privacy practices, or availability.

Accessing third-party websites is done at your own risk.

7. Disclaimer of Warranties

The websites and all content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.

To the fullest extent permitted by law, HKCUS disclaims all warranties, including but not limited to:

We do not guarantee that the websites will always be available, secure, or free from errors, viruses, or harmful components.

8. Limitation of Liability

To the fullest extent permitted by applicable law, HKCUS and its owners, employees, affiliates, contractors, and representatives shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to:

Your sole remedy for dissatisfaction with the websites is to discontinue use.

9. Indemnification

You agree to defend, indemnify, and hold harmless HKCUS and its affiliates, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, or expenses arising from:

10. User Submissions

If you submit information through forms, email, chat tools, or other website features, you agree that:

You should not submit confidential or sensitive information through unsecured website forms unless specifically requested.

11. Accessibility

HKCUS strives to improve website accessibility and usability for all users. However, we do not warrant that every portion of the websites will be fully accessible at all times or compatible with every assistive technology.

We continuously work to improve accessibility and encourage users to contact us if they encounter barriers.

12. Privacy

Your use of our websites is also governed by our Privacy Policy, which explains how we collect and use information.

13. Changes to These Terms

HKCUS reserves the right to modify or update these Terms of Use at any time without prior notice.

Changes become effective upon posting to the websites. Continued use of the websites after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Tennessee, without regard to conflict of law principles.

Any disputes arising from these Terms or use of the websites shall be resolved in the appropriate state or federal courts located in Tennessee.

15. Contact Information

If you have questions regarding these Terms of Use, please contact:

HKCUS
3350 Players Club Pkwy, #225
Memphis, TN 38125

Email: info@hkcus.com
Phone: (901) 759-1950