Effective Date: July 28, 2026

The information provided on the websites operated by HKCUS (“Company,” “we,” “our,” or “us”) is intended for general informational purposes only.

By accessing or using our websites, you acknowledge and agree to the terms of this Disclaimer.

1. No Professional Advice

Content provided on these websites does not constitute legal, financial, medical, compliance, tax, or other professional advice unless expressly stated otherwise.

Any information provided is general in nature and should not be relied upon as a substitute for consultation with qualified professionals familiar with your individual circumstances.

You should seek appropriate professional guidance before making decisions based on information found on these websites.

2. No Guarantees or Warranties

While HKCUS makes reasonable efforts to keep website information accurate and up to date, we make no representations or warranties of any kind regarding:

of any content, services, or information provided on the websites.

All website content is provided “as is” and “as available” without warranty of any kind, express or implied.

3. Limitation of Liability

To the fullest extent permitted by law, HKCUS shall not be liable for any loss, damage, or liability arising from:

Your use of the websites is solely at your own risk.

4. External Links

Our websites may contain links to third-party websites for convenience or reference purposes.

HKCUS does not control, endorse, or guarantee the accuracy or reliability of third-party websites or their content. We are not responsible for the availability, policies, or practices of external websites.

Accessing third-party websites is done at your own discretion and risk.

5. Testimonials & Results

Any testimonials, reviews, examples, case studies, or results displayed on the websites are provided for illustrative purposes only.

Individual experiences and outcomes may vary, and no guarantee is made that similar results will be achieved.

6. Website Availability

We reserve the right to modify, suspend, restrict, or discontinue any part of the websites at any time without notice.

We do not guarantee uninterrupted or error-free website operation.

7. Security

Although we take reasonable measures to help protect website information and systems, no online platform or electronic transmission can be guaranteed completely secure.

Users submit information through the websites at their own risk.

8. Accessibility

HKCUS strives to improve website accessibility and usability for all visitors. However, we cannot guarantee that every page, feature, or third-party integration will function perfectly with all assistive technologies or accessibility standards at all times.

If you experience difficulty accessing content on our websites, please contact us so we can assist you.

9. Changes to This Disclaimer

HKCUS reserves the right to update or modify this Disclaimer at any time without prior notice.

Changes become effective immediately upon posting to the websites.

10. Contact Information

If you have questions regarding this Disclaimer, please contact:

HKCUS
3350 Players Club Pkwy, #225
Memphis, TN 38125

Email: info@hkcus.com
Phone: (901) 759-1950